Mwongozo wa maombi ya mkopo 2023/2024 pdf, mwongozo wa maombi ya mkopo wa elimu ya juu. These Guidelines applies to students who wish to apply for higher education loans to facilitate their undergraduate studies in local higher education institutions in academic year 2023-2024.
In order to allow students to apply, the application window for Academic Year 2023/2024 will be open from 15th July, 2023 through 15th October, 2023.
Criteria for Loan Allocation 2023/2024
HESLB Act and regulations provide for general eligibility and criteria for post- secondary financial assistance. Therefore, students admitted in accredited higher education institutions will be subjected to the following parameters: –
Primary Criteria for Financial Support
First year applicants
- (i) A Tanzania citizen not older than 35 years at the time of application;
- (ii) Full time admission into an accredited higher education institution in Tanzania including the Open University of Tanzania;
- (iii) A complete and correct application through the Online Loan Application and Management System (OLAMS);
- (iv) Must not have a formal or regular income from employment or established contract in either public or private sector;
- (v) Proof to have repaid at least 25% of any previous loan received from HESLB. This is applicable only to students ever dropped or discontinued from studies;
- (vi) Must have completed ACSEE or other equivalent qualifications within five (5) years, i.e. from 2019-2023 inclusive.
- Primary Criteria for continuing loan beneficiaries (CLB) and first- time continuing applicants (FTCA)
For the purpose of these Guidelines, CLB are HESLB loan beneficiaries who are proceeding into second and subsequent years of studies. Further, FTCAs are continuing students who are not HESLB loans beneficiaries and they would wish to be considered for loans in the 2023/2024.
3. In addition to criteria under 2 for both CLBs and FTCAs to be considered for loans; HESLB must receive approved academic progress report from respective HEIs establishing that the applicant has qualified/passed. Therefore, FTCAs are advised to consult Loan Desk Officers at their respective institution for guidance.
Secondary Criteria Resource allocation parameters
To balance equity and national priorities, the following parameters will be applicable in the order of priority
- The socio-economic status (SES)
- (i) Orphanage
- (ii) Household vulnerability such as TASAF or any other relevant national support schemes
- (iii) Self and parent disability
- (iv) Sex
- (v) Parent/ guardian employment status
- Ranking and awarding considerations
The following parameters will be used to determine weights for individual applicants: –
- (i) National priority programs as detailed in program impact clustering under Section 4 of these Guidelines;
- (ii) Academic performance based on entry qualification award (academic merit); and
- (iii) Affirmative and inclusion parameters to respond to sex, geo- politics and union related ambitions.
Relevant documents to support application
The following are the key documents to support application: –
- (i) Death certificate to prove orphanage (RITA or ZCSRA);
- (ii) Self-Disability Form (SDF-1) endorsed by the District Medical Officer (DMO) or Regional Medical Officer (RMO) or any designated medical
- (iii) Parent Disability Form (PDF-2) endorsed by the District Medical Officer (DMO) or Regional Medical Officer (RMO) or any designated medical expert with recognized affiliations;
- (iv) Corporate Sponsorship Form (SCSF-3) supporting financial assistance received by applicant during pre-university/college schooling. SCSF-3 to be endorsed by applicant’s corporate sponsor;
- (v) Household vulnerability evidence endorsed by approved District Social Welfare Officer;
- (vi) Retirement letter endorsed by the last employer recognized by the National Pension Scheme;
- (vii) Social Support Beneficiary’s number from Tanzania Social Action Fund (TASAF).
All loan applicants for Academic Year 2023/2024 are required to observe the following:-
- (i) Read and follow application procedures stated in these Guidelines;
- (ii) Ensure that the Form Four Index Number provided when applying for loan matches with the one used in your application for admission to University or College;
- (iii) Applicants who sat for Form Four Examination more than once are required to list all Form Four Index Numbers;
- (iv) All documents submitted to support application should be certified by relevant authorities as specified in these Guidelines;
- (v) Ensure that all birth/death certificates are certified by the Registration, Insolvency and Trusteeship Agency (RITA), or Zanzibar Civil Status Registration Agency (ZCSRA) to ascertain their validity;
- (vi) Applicants born abroad should obtain a letter from RITA or ZCSRA to validate birth information. For applicants whose parent(s) died abroad should also obtain a letter from RITA to validate information provided;
- (vii) Ensure that loan application form is dully filled and signed before submission;
- (viii) Ensure that bank account details are properly filled in the application form. It should be noted that, if successful, the supplied bank details will be used to process payment, and therefore, they may not be changed without prior notice to HESLB;
- (ix) Applicants should provide a registered and reachable mobile phone number. The provided mobile phone number will be used to inform the applicant on the loan application progress; and
- (x) All applicants must strictly observe the set application deadline.